Servicing Strategy Deep Dive
The ultimate way to truly understand your MSR portfolio financial results, align its strategic direction and optimize the path forward through dynamic market conditions. It begins with a deep analysis of the MSR portfolio and reviews the overall servicing retained/released strategy as it fits within the overall company strategy. A review of the production side of the business is included. With this service, your on-going support includes strategic assistance with sale selections and Letters of Intents and Contracts as well as periodic calls to discuss MSR conditions and on-going strategy. This also can include MSR Management Reporting and Risk Reporting, including a review of current reporting to bolster current efforts. A key differential in our approach is to educate and assist with the team’s understanding of the cash flows and reports.
Origination Production Review Deep Dive
For all mortgage originators, regardless if servicing is retained. This Deep Dive identifies the risks across all Production with a detailed analysis across multiple levels. If servicing is retained, a periodic review of the retained risks is reported at the Loan Officer, Branch, and Investor level with detailed reporting. If only releasing servicing, a periodic review of the risk is produced. Specific MSR risks are evaluated and weighted upon the strategy of the company. The impact of servicing cash flows includes a production review and the creation of the definition of the ideal retained customer.
Capital Market Review Deep Dive
Reviewing pricing, margin, concessions, and investor mix for a total picture of your capital market performance. The in-depth analysis looks at all aspects of reporting, pricing, and delivery with insights customized by delivery option, including aggregators, agencies with co-issue, and internal capitalization.
On-going MSR Support
Outsourced MSR Risk Management that includes a variety of functions including creating and maintaining schedules to help MSR owners understand the cash flows, assumptions and potential risks with the MSR portfolio. Services also include regular calls with Management to communicate the MSR results and risks.